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Documentation Index

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LigdiCash offers several payment methods depending on whether you collect funds (payin) or send them (payout), and on the level of control you want over the user experience.

Decision table

I want to…Method
Let LigdiCash handle the payment interfaceHosted payin
Embed the payment directly in my interfaceDirect payin
Send money to a customer’s LigdiCash walletCustomer payout
Send money directly to a mobile money accountMerchant payout

Hosted payin

The customer is redirected to the payment page hosted by LigdiCash. They choose their operator, enter their number, and validate the payment. Once finished, they are sent back to your site. Benefits — simple integration, no payment UX to manage, compatible with all supported operators. Use cases — e-commerce, web portals, any context where a redirect is acceptable.

Hosted payin

Create an invoice and redirect the customer to the LigdiCash payment page

Direct payin

The payment is initiated directly from your interface. Your customer does not leave your application. You handle phone number collection and, depending on the operator, OTP entry. Benefits — seamless user experience, native integration in your web or mobile app. Use cases — mobile applications, business interfaces, flows where redirection is undesirable.

Direct payin

Initiate a payment directly from your interface without redirection

Customer payout

Sending money to the customer’s LigdiCash wallet. The endpoint used is POST /pay/v01/withdrawal/create. Use cases — refunds, winnings, cashback to customers with a LigdiCash account.

Customer payout

Send funds to a customer’s LigdiCash wallet

Merchant payout

Sending money directly to a mobile money number, without going through an intermediary LigdiCash wallet. The endpoint used is POST /pay/v01/straight/payout. Use cases — paying suppliers, payroll, transfers to recipients without a LigdiCash account.

Merchant payout

Send funds directly to a mobile money number