LigdiCash offers several payment methods depending on whether you collect funds (payin) or send them (payout), and on the level of control you want over the user experience.Documentation Index
Fetch the complete documentation index at: https://developers.ligdicash.com/llms.txt
Use this file to discover all available pages before exploring further.
Decision table
| I want to… | Method |
|---|---|
| Let LigdiCash handle the payment interface | Hosted payin |
| Embed the payment directly in my interface | Direct payin |
| Send money to a customer’s LigdiCash wallet | Customer payout |
| Send money directly to a mobile money account | Merchant payout |
Hosted payin
The customer is redirected to the payment page hosted by LigdiCash. They choose their operator, enter their number, and validate the payment. Once finished, they are sent back to your site. Benefits — simple integration, no payment UX to manage, compatible with all supported operators. Use cases — e-commerce, web portals, any context where a redirect is acceptable.Hosted payin
Create an invoice and redirect the customer to the LigdiCash payment page
Direct payin
The payment is initiated directly from your interface. Your customer does not leave your application. You handle phone number collection and, depending on the operator, OTP entry. Benefits — seamless user experience, native integration in your web or mobile app. Use cases — mobile applications, business interfaces, flows where redirection is undesirable.Direct payin
Initiate a payment directly from your interface without redirection
Customer payout
Sending money to the customer’s LigdiCash wallet. The endpoint used isPOST /pay/v01/withdrawal/create.
Use cases — refunds, winnings, cashback to customers with a LigdiCash account.
Customer payout
Send funds to a customer’s LigdiCash wallet
Merchant payout
Sending money directly to a mobile money number, without going through an intermediary LigdiCash wallet. The endpoint used isPOST /pay/v01/straight/payout.
Use cases — paying suppliers, payroll, transfers to recipients without a LigdiCash account.
Merchant payout
Send funds directly to a mobile money number
